Last week, we posted about the requirement to have your driver license in your immediate possession while operating a motor vehicle in the State of Kansas. Another document you are required to possess while driving is your insurance verification card.

According to Standard Traffic Ordinance Sec. 200, Every owner shall provide motor vehicle liability insurance coverage in accordance with the provisions of the Kansas Automobile Injury Reparations Act, K.S.A. 40-3101, et seq., for every owned vehicle by such person.... There are four exceptions described within this section and additional information, which may be viewed via the link below.

Quite often, we encounter drivers on traffic stops who are unable to produce current proof of liability insurance coverage. In lieu of showing the standard insurance card you receive from your insurance provider, the STO allows vehicle owners/operators to show proof of insurance on a cellular phone or any type of portable electronic device. To avoid receiving a traffic citation for not producing proof of liability insurance, we suggest you take a photograph of your up-to-date and current insurance card or scan your card and save it to your phone or portable electronic device. This will not only prevent you from receiving a citation, but it will also save you from having to make a trip to court to show your proof of liability insurance.

For the entire Standard Traffic Ordinance  or Kansas Statue on  200 please click the link: http://www.kslegislature.org/…/040_031_0004…/040_031_0004_k/